Wealth  Management  Services

Author: Rishabh Kankaria

Why are Debt Mutual Funds Better than Fixed Deposits (FD)?

Fixed Deposits (FD) are not just an investment vehicle, they are a part of our Indian tradition. As soon as you start earning, you would have heard your elder family members saying that a good portion of your portfolio should be invested in FDs for Safety and Liquidity. A sign that the individual is capable […]

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Save your mutual fund portfolio from the next Franklin like crisis

You might have heard of the Franklin India crisis that hit debt mutual funds earlier this year. This blog explains the crisis itself and aim to help you save yourself from the next Franklin-like debacle if it strikes. What exactly happened at Franklin India AMC? Six of Franklin India’s debt funds were wound up on […]

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P2P Lending Growth Potential

In 2015, the first peer-to-peer lending platform, Zopa, was launched in the UK. The P2P lending market has grown substantially since then. From a theoretical perspective, this growth has, according to Serrano-Cinca, Gutierrez-Nieto & López-Palacios (2015), been explained through the market equilibrium theory and the financial intermediation hypothesis. The market equilibrium theory states that efficient markets […]

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Selecting The Best Liquid Mutual Fund

Honestly, there is very little to choose between two liquid funds – pick up two good liquid funds and compare their returns, you’ll find a difference of a few basis points that will mostly not matter to you. But no one invests in liquid funds to earn spectacular returns. The most important ask of any […]

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Reviewing Your Investment Portfolio

Investing in mutual funds is not a one-time process. It’s like driving a car. You either ask someone else to drive it, put it on auto-pilot or drive it yourself. But vigilance is necessary to keep it on track. Now a lot of investors are confused between the terms rebalancing and optimizing – both of which apply to […]

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Investing In Wall Street - Risks & Rewards

What are the rewards of investing in US Equity? A) Geographical Diversification Diversification is one of the fundamental tenets of investing. Don’t put all your eggs in the same basket, as they say. When you invest in a diversified equity mutual fund, sector and company level diversification is already built in. Most Mid-cap stocks invest […]

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Debt Mutual Funds versus Bonds

The fixed income world is full of complex concepts, terminology, and acronyms. Let us help you break them down into simple terms and understand the differences between investing in a single Bond VS in a Debt Mutual Fund which has you invested in a portfolio of these bonds: Debt Mutual Funds: As explained on Wikipedia- […]

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Capital Gains Taxation on Bonds & Debentures

It is very important for an investor to look at Post-Tax Returns when screening the universe of investment opportunities. Let us help you understand the taxation impact of various investments made in the world of Bonds & Debentures.   A. Taxation of interest income from Bonds: 1. Tax on interest received from taxable bonds According […]

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The A B C of Bonds

The bond market is full of complex concepts, terminology, and acronyms. Let us help you break them down into simple terms: A ADDITIONAL TIER I BONDS (AT1 BONDS) AT1 Bonds (also known as Perpetual Bonds or Perps) have been specifically very popular after the news of SEBI allowing temporary writing off Yes Bank AT1 bonds […]

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