There are many ways to make juice.There’s one way we all know — squeezing.But in large factories where the juice is made, squeezing fruits or vegetables isn’t the most preferred way.There are machines that do the juicing in more efficient (and cheaper) ways – without squeezing.In recent decades, health consciousness has become mainstream.Even Coca-Cola has […]
Cost Averaging/SIP and Value Averaging are perhaps the two most talked about investment approaches with regards Mutual Fund investments. Most people have knowledge about Cost Averaging AKA SIP but Value Averaging is not well known in India. In this article, we will go through these two approaches and compare them. Let’s talk about Cost Averaging […]
In 2015, the first peer-to-peer lending platform, Zopa, was launched in the UK. The P2P lending market has grown substantially since then. From a theoretical perspective, this growth has, according to Serrano-Cinca, Gutierrez-Nieto & López-Palacios (2015), been explained through the market equilibrium theory and the financial intermediation hypothesis. The market equilibrium theory states that efficient markets […]
Investing in the stock market is easy but choosing the right kind of investments becomes difficult. Assuming an investor is looking to invest in mutual funds. We know there are hundreds of mutual funds in the market. But how do we choose the right fund? To take the right decision while investing we require an […]
Before getting deeper into the what and why of Financial Planning, let us understand a few terms : Contingency Reserve Contingency reserve is your emergency fund. It’s important to set aside five-six months' expenses in safe instruments or have liquid cash for rainy days. There can be any emergency at any given point in time. […]
Honestly, there is very little to choose between two liquid funds – pick up two good liquid funds and compare their returns, you’ll find a difference of a few basis points that will mostly not matter to you. But no one invests in liquid funds to earn spectacular returns. The most important ask of any […]
What is compounding? Compounding takes place when the returns or interest that you earned on investment becomes part of the invested capital or principle in order to calculate interest for the following periods. Thus, as long as your money remains invested in the financial instrument, it creates a Snow-Ball Effect by generating returns on the returns. […]
Everything in this world has a price and so do Mutual Funds. The main benefit of Mutual funds is that your money is managed by an expert professional. For this, they charge a fee which takes care of their compensation but there are some other investment related expenses as well. We’ll talk about them in […]
